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http://www.esquelatheband.com/permethrin-scabies.pdf ">permethrin lotion application "The difference with the 1980s is that 75 percent of landthen had mortgages. Today, 25 percent does," said Jeff Obrecht,an Iowa-based real estate broker with Farmers National. "Thatmakes a big difference. We just don't have the debt out therethat we had. Part of that is lenders are requiring more. If youbuy at $10,000 acre, you're going to have to put $5,000 down."